Okay, for starters, I really don't want to get my own credit card because let's face it, it's basically creating a debt when you can (or cannot) already pay in cash. We have this mindset that having a credit card means the owner is well off and too rich to have cash on hand. Sometimes we even think that having credit card means no control over your shopping splurge. But all these stuff that I mentioned are all before I was managing my own finances. I have learned that it's all in your discretion.
Welcome to my personal space where I document my life, mostly travels and just normal 20-ish stuff written down for documentation. I hope you find something interesting in this blog while reading it. Cheers! xx
